Hawaii Based Equipment Financing and Working Capital Solutions for Vendors and Business Owners

Hawaii's Own • Financing Growth

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STARTUP EQUIPMENT FINANCING

Get going and start growing! We offer competitive rates to help you finance your startup venture

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EQUIPMENT FINANCING

COMMERCIAL TRANSACTIONS

WORKING CAPITAL LOANS

Acquire the equipment that your business needs to succeed without cutting into your capital. No collateral required

Commercial transactions let you obtain more expensive equipment by providing financial statements.

Use cash for any business expense

Supercharge your business with Pacific Island Financial, an industry leader in the small business commercial finance marketplace. Pacific Island Financial is a Hawaii based, comprehensive funding source offering equipment financing and working capital solutions for our small business and vendor partners. Better financing options means more revenue in your pocket

GO DIRECTLY TO THE SOURCE

Pacific Island Financial is a direct lender, meaning that you get to communicate with a decision maker, not with a 3rd party. 

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DON'T GET BOGGED DOWN IN THE DETAILS

That's our job! Pacific Island Financial is here to support you through every step of the financing process, freeing you up to do what you do best.

GET DECISIONS FAST

Don't lose business because the credit scoring process took too long. With Pacific Island Financial's risk-adjusted Quickscore technology, you can receive a credit decision in a matter of hours! 

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INTERESTED IN BECOMING A PACIFIC ISLAND FINANCIAL PARTNER?

 

The Pacific Island Financial Advantage

Comprehensive Funding Strategy

 

Pacific Island funds for both our own portfolio and by selling portfolios and individual transactions to third party investors. This gives you access to  funding opportunities with a single application.
 

Direct Lender

 

Pacific Island has been funding transactions for our own portfolio for over 20 years. We fund individual transactions in house from $10K - $250K and service these transactions under our name.
 

We Syndicate

In addition to buying and selling portfolios to investors, Pacific Island sells individual transactions to third party investors that either don't meet our credit appetite or require better pricing for our more credit worthy customers

Experienced Credit/Syndication Professionals

 

The management team responsible for credit and syndication at Pacific Island has over 100+ years combined experience. We know how to get your transaction approved and funded.

Reasons To Finance Equipment For Your Business

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100% Financing

Improves Cash Forecasting

Preserves Bank Lines

Customize Your Terms

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Protect Against 

Obsolescence

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Saves Capital

Hedge Against Inflation

Potential Tax Savings