Pacific Island Financial provides flexible terms and competitive pricing to best meet your business needs. Our products are designed to provide maximum flexibility to conserve needed cash reserves and lines of credit. We have flexible terms of 24 to 72 months to more closely match cash inflows with outflows. Both new and used equipment can be financed. If we can value it, we can finance it.  And, you don’t need perfect credit to qualify.

Commercial Equipment


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Pacific Island Financial provides needed financing to meet your business start-up needs. New businesses need new and used equipment to succeed. We have flexible terms to ensure your monthly payment fits your needs. Most credit is welcome with financing up to $75,000.

Pacific Island Financial provides working capital loans in a fast, easy and reliable manner.  Funds can be used for any business purpose. Common uses include inventory replenishment, expansion or remodeling projects, and making necessary tax payments. We offer flexible terms to meet your specific needs and we don’t require perfect credit to qualify. You’ll receive cash in as little as 3 business days.

Working Capital Loans

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Pacific Island Financial provides the cash you need for your specific business need. We’ll buy your future credit card sales for cash today. Repayment is easy and designed to keep you in front of customers – not shuffling more paperwork. You don’t need perfect credit to qualify. Click on the photo to learn more.